If you’re a Sam’s Club member and you want to take shopping to the next level, you might want to check out what’s in store for you with the Sam’s Club Mastercard. It is a credit card for Sam’s Club members that gives you the most out of your experience.
Designed to benefit the frequent Sam’s Club shoppers, the Sam’s Club credit card offers a lot of benefits to its cardholders. This ranges from savings on gas and dining to even more exclusive offerings that can only be available to its cardholders.
If you’re interested in the Sam’s Club Mastercard, check out the guide below to learn more about its features and perks, the requirements to apply, and how to ace the application process.
Key Features and Benefits of the Sam’s Club Mastercard
Sam’s Club Mastercard offers more than just club membership. You can discover tons of benefits and features with this amazing credit card.
Check out the key features of the card and how you can take full advantage of them below.
Massive Rewards Program for Frequent Shoppers
The Sam’s Club Mastercard targets frequent shoppers who want to earn rewards and add to their savings. With the Sam’s Club Mastercard, you gain 5% cash back on gas purchases where Mastercard is accepted.
This cashback can be accumulated up to the first $6,000 every year and then reverts to 1% cash back after. There is also a 3% cash back on dining and takeout, purchases made for Plus members, and 1% back on regular club members.
Lastly, you also get 1% back on Sam’s Cash when making other purchases with the card. You can then redeem your cash back for many exclusive rewards in different categories.
Doubles as Your Membership
You don’t have to worry about getting the membership when you have the Sam’s Club Mastercard. The card itself doubles as your Sam’s Club membership so you can simply show the card whenever you enter the store premises.
This streamlines your shopping experience and is handy if you forget your membership card.
Accepted in Many Stores All Over the World
With the Mastercard brand, the Sam’s Club Mastercard is widely accepted in all stores worldwide. This means you have access to all of the Mastercard features even if you use the card outside the store.
Use the card during your trips and you still receive the rewards and cashback regardless of your location.
Use the card with a Mastercard terminal and it should still be accepted. Take note that you also enjoy zero foreign transaction fees when doing so.
Interest Rates and Other Charges
You might be surprised to know that the Sam’s Club Mastercard does not have an annual fee but you will be required to pay the annual Sam’s Club membership fee.
The membership fee costs at least $45 yearly for the regular membership and $110 yearly for the Plus membership. You should consider the yearly membership cost if you want to apply for the card.
As for interest rates, the card has a 20.40% to 28.40% variable APR for purchases. The cash advance APR starts at 24.90% and goes up to 30.90%, depending on your creditworthiness.
Who Should Consider the Sam’s Club Mastercard?
It is clear that the Sam’s Club Mastercard is meant for Sam’s Club members, especially for frequent shoppers with Plus membership.
Plus, members get more value from the card than the regular members. Anyone who spends a significant amount on gas and EV charging will surely love the Sam’s Club Mastercard, and those who love to dine or takeout.
If you are a Sam’s Club member and you want cash-back rewards, it’s a no-brainer that you need to have this card under your belt.
Contact Details
You can check their official website for more details if you need assistance with the application or have inquiries regarding the Sam’s Club Mastercard.
You can also call their customer service hotline at (866) 220-0254. You may also visit their main office, which is located in Bentonville, AR.
How to Apply for the Sam’s Club Mastercard
You can apply for the Sam’s Club Mastercard in two ways. You can apply through the official website, where you can search for the specific credit card.
You can also send your application to Sam’s Club, available in many parts of the country.
If you plan on applying, you must prepare for a few key requirements. Check it out to see if you’re qualified for the card before application.
Requirements to Prepare
You should prepare the requirements before you even apply. All applicants must be 18 years old and above at the time of application and have an income to pay for the expenses.
Applicants must provide documents such as proof of income and employment as well as proof of residency to prove that they are residents of the United States.
They may request more documents, such as any government-issued ID, during the application.
Applying for the Card
Once you have prepared the documents, you can apply online at any Sam’s Club. To apply online, head over to the official website. Review all the details about the card, including the terms and conditions, before you apply.
To apply, click on Apply and log in to your account. Fill out the application form, attach the documents, review all the information to ensure they are accurate and updated, and then submit. Wait for their reply, and you’ll soon get your new Sam’s Club Mastercard.
Conclusion
If you love shopping at Sam’s Club, the Sam’s Club Mastercard is a no-brainer choice for members who want access to rewards and cashback.
You get to enjoy exclusive offers from a wide range of categories and save tons of money while using the card for shopping and gas. Check out the Sam’s Club Mastercard today, and don’t forget to follow the application process properly.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.