There are so many credit card options out there that you might find it difficult to find one that suits your lifestyle and needs. In Japan, credit cards are often used to pay for a lot of different transactions, ranging from groceries to transportation.
If you’re looking for a credit card that has a myriad of rewards, flexibility, and simplicity, the Nicos Viaso Credit Card might be the one for you. The Nicos Viaso Credit Card is a very popular credit card in Japan that fits into your financial lifestyle.
Do you want to know more about the Nicos Viaso Credit Card? Check out the article below to find out its features, what to do to apply, and how you can apply for the Nicos Viaso Credit Card.
Nicos Viaso Credit Card Highlights and Features
The Nicos Viaso Credit Card is packed with amazing features and benefits that are very simple to understand and obtain.
It is mostly used by a lot of Japanese due to its simplicity and rewarding experience.
Check out the highlights and key features of the Nicos Viaso Credit Card down below.
A Truly Rewarding Experience
The Nicos Viaso Credit Card lets you enjoy a robust rewards system that involves earning points by simply using your credit for purchases and other transactions.
Whenever you use a credit card, you get to earn 5 points for every 1,000 yen you spend on shopping. The points that you earned through these transactions will then be rewarded back to you as cashback.
The rate of each cashback is 1 yen per point. The more that you use the card for purchases, the more cashback rewards that you get.
Earn Double Points
With the Nicos Viaso Credit Card, you even double the points you acquire by simply following this neat trick.
You get double points when you use the card to pay for your mobile phone and many other utility bills. This includes your internet usage as well as your transportation.
Not only do you get to pay your bills and transportation, but you also earn double the rewards when you redeem it for cashback.
Welcome Bonus
The Nicos Viaso Credit Card also offers a very generous welcome bonus. When you sign up for the card, you get 10,000 yen as a reward by the end of the third month.
You can choose to use the card for utility payments and shopping purchases to get 8,000 yen worth of rewards, then another 2,000 yen for any other transactions that you make with the card.
Travel Perks That You Can Enjoy
Not only does the Nicos Viaso Credit Card give you a rewarding experience, but it also lets you have the most convenient travel experience.
Premium cards like this often have travel-related benefits that include travel insurance coverage and airport lounge access.
The Nicos Viaso Credit Card has everything you need when traveling. No more sleepless nights thinking about your safety and security when you travel.
Flexible Payment Method
The Nicos Viaso Credit Card ensures that you will always have options for paying your bills. You can choose to pay for the entirety of your bill with a one-time payment.
There are also options where you can pay twice within a single month, or you can pay as many times as you like. The choice is truly yours, especially with revolving and installment payments.
Now, you don’t have to worry about your monthly budget in case you come up short – you can always pay your credit card bill.
Interest Rates, Annual Fees, and Other Charges
The Nicos Viaso Credit Card does have an annual fee, but you can permanently waive it when you meet certain conditions.
For these conditions, check out the official website, as they can change it without prior notice.
The interest rate is not mentioned on the website since it will be determined during your application. There are no foreign transaction fees as well as over-limit fees with the card.
Considerations Before You Apply
If you’re planning to apply for the Nicos Viaso Credit Card, there are certain things that you might want to check first.
These are factors that will heavily affect your decision when you want to apply for the card.
Annual Fee
The Nicos Viaso Credit Card does not have an annual fee if you only meet their conditions.
If you don’t have any plans to meet those conditions or spending limits, you might want to think more about whether you’re ready to apply for this card and pay the annual fee.
Credit Score
There is a credit requirement before you can apply for the card. The Nicos Viaso Credit Card typically requires applicants to have excellent credit scores.
Review your credit report first before you attempt to apply for the card. If you think that your credit score might be compromised, try to improve your score first before you apply.
Eligibility Requirements
Aside from these factors, you should also consider the eligibility requirements for the card. All applicants must be of legal age at the time of their application and must be a resident of Japan.
Certain documents such as your bank statement, income documents, passport, and many other proof of income and residency might also be required.
Applying for the Nicos Viaso Credit Card
To apply for the Nicos Viaso Credit Card, simply head over to the official website and check the entire page.
Review all of the details, including the terms and conditions, before you continue to apply.
Click apply when you’re ready. Fill out the application form with your information. Double-check everything before you submit.
Contact Details
You can contact their customer service hotline for assistance with the online application process. Dial the number 0120-151117 during their business hours starting at 9:00～17:00. They are open every day except for holidays.
You can also visit their main office located at 4-14-1, Sotokanda, Chiyoda-ku, Tokyo 101-8960, Japan.
Conclusion
The Nicos Viaso Credit Card is meant for individuals with good credit scores and frequent travelers and shoppers.
With its premium features and flexible payment options, together with its generous rewards program, you can bet that the Nicos Viaso Credit Card will always be the only option for a credit card.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.