We all have different reasons for getting a credit card, and one of those many reasons is to enjoy its benefits and perks. The Mitsubishi UFG Credit Card offers a solution to this question.
The Mitsubishi UFG Credit Card offers a delightful mix of rewards, perks, and convenience. You get various benefits by simply using the card in every transaction.
If you’re curious to learn more about the Mitsubishi UFG Credit Card, you can check out the article below. You’ll also learn about the features, and requirements to apply, and how you can apply and get approved for the card.
Key Benefits and Perks of the Mitsubishi UFG Credit Card
The Mitsubishi UFG Credit Card is loaded with benefits and perks that will make your entire experience worthwhile.
With its generous rewards and robust programs, your credit card will surely be used for every transaction.
Here are the key benefits and perks of the Mitsubishi UFG Credit Card.
Welcome Bonus
When you sign up for the Mitsubishi UFG Credit Card, you get 10,000 rewards points worth of gifts after a month of activating your account. The welcome bonus is divided three times so you receive the bonus each month.
To do so, download the MUFG Card App and enter your ID. Link the card to your account, and your welcome bonus will be reflected on the app. Note that 1 point is worth 5 yen.
Get Cashback in Participating Stores
The Mitsubishi UFG Credit Card also lets you earn cashback when you spend at partner stores.
And here’s where things become really interesting, you get as much as 15% cash back when you use the card in partner stores such as 7-Eleven, Lawson, Kura, Matsuya, and many others.
The cash-back reward is capped at 29,000 yen for each period of use and calculated based on the amount spent at the participating store.
Zero Annual Fee Forever
One of the best perks that you can get with the Mitsubishi UFG Credit Card is that you will never have to pay an annual fee.
Many cardholders often worry about paying a very expensive amount just for the annual fee alone. With so many charges to credit cards, you worry less now that you don’t have to pay an annual fee with this card.
You can then use the amount that you’re supposed to pay for the annual fee for many other expenses.
Full Fraud Compensation
The full fraud compensation is another great feature of the Mitsubishi UFG Credit Card. If your account is ever victim to fraud, they will fully compensate you for all of the amounts and charges made to your account without any question.
Make sure that you’re able to call their customer service hotline the moment you discover such activity on your account so they can restore all of your features including your credit to the card.
Pay With Your Card
The Mitsubishi UFG Credit Card can also be linked to your digital wallet. Once linked, you can use the card to pay for all of your transactions and you get to earn the same amount of points for your rewards.
You can connect it to your Apple Pay, Quicpay, and Quicpay+ for a more convenient way of paying for your purchases and other transactions.
Download the App and Manage Your Finances
You can also download the MUFG mobile app and link your account to the app. This way, you can manage your finances as well as check your monthly payment amount in just one glance.
You can also use the app to redeem or exchange rewards for e-gift vouchers. There are a lot more features and perks waiting for you on the app, so you should download and use it to link your account.
Interest Rates and Other Charges
The official website does not divulge the interest rate of the Mitsubishi UFG Credit Card. However, your interest rate will be determined by the time you send your application for review.
Take note that the interest rate is directly tied to your credit score so be sure to have a good credit score when you apply.
If you currently have a bad credit score, you might want to focus on recovering your score first before you apply. This way, you’ll receive a better interest rate and unlock many other perks for the card.
How to Apply for the Mitsubishi UFG Credit Card
Applying for the Mitsubishi UFG Credit Card can be done online, which is far more convenient than lining up at the bank to apply.
Make sure that you have adequately prepared for the online application so the entire process is seamless.
The steps to apply for the Mitsubishi UFG Credit Card are as follows.
Applying Online
Head over to the official website and search for the Mitsubishi UFG Credit Card. Click on Apply and select the card type and brand that you wish to have.
You can choose to have either Mastercard, Visa, JCB, or American Express as your brand. Continue with the application and read through the terms and conditions. Make sure that you thoroughly understand them.
Next, enter your information and double-check everything before you submit. You will receive a confirmation email that your application has been received.
Screening and Approval
After you submit your application, they will contact you again for their decision within one business day. This is exclusive to those who have chosen Visa or Mastercard as their brand.
Once the screening is done, you will receive a notification about their decision for approval. If selected, your card will be sent by mail to the address that you registered during the application.
Contact Details
If you need assistance with the application or have further inquiries, you can contact their customer service at 0120-151117.
You can also visit their main office located at 2-7-1, Marunouchi, Chiyoda-ku, Tokyo 100-8330, Japan.
Conclusion
Some of the best credit cards are often very underrated. The Mitsubishi UFG Credit Card is surely an underrated credit card that many still don’t know about.
With this guide, you can get one of the best credit cards in Japan and fully enjoy its perks and benefits.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.