The BicCamera Suica Card combines a Suica prepaid card with BicCamera’s reward program, offering convenient transportation and shopping across Japan.
This card provides added benefits, including discounts and seamless payments, whether you are a frequent traveler in Japan or a regular shopper.
This guide details its features, application process, fees, and advantages for users in Japan.
What is the BicCamera Suica Card?
This card is a prepaid Suica card for travel and payments and a loyalty card for BicCamera rewards.
- Issued by JR East and BicCamera – A collaboration offering both transit and shopping benefits.
- Dual-function card – Works as a Suica for trains and a BicCamera points card.
- Target users – Ideal for tourists, residents, and frequent shoppers.
- Accepted nationwide – Can be used wherever Suica is accepted.
- No annual fee (conditions apply) – Some restrictions may apply for waived fees.
Key Features and Benefits
This card simplifies payments and rewards users with points and discounts.
- Suica prepaid function – Load money for train, bus, and store payments.
- BicCamera reward points – Earn up to 10% back on eligible purchases.
- Mobile Suica compatibility – Can be linked to a smartphone for easier use.
- Convenience – Accepted at vending machines, restaurants, and retail stores.
- No mandatory credit check – Available as both prepaid and credit-linked options.
Interest Rates and Fees
Knowing the interest rates and fees helps manage costs.
Below is a breakdown of the BicCamera Suica Card’s charges, including annual fees, interest rates, and penalties.
Annual Fee
- Basic Card: Free (conditions may apply)
- Credit Card Version: May require a yearly fee based on usage.
Interest Rates (For Credit-linked Version)
- Standard Purchases: Approx. 15.0% – 18.0% APR (varies by credit approval)
- Cash Advances: Approx. 18.0% – 20.0% APR
- Deferred Payments: Interest is applied based on the repayment schedule.
Foreign Transaction Fee
- International Purchases: Around 1.5% – 3.0% per transaction (depending on the issuer)
- Currency Conversion Fee: May apply for non-JPY transactions.
Late Payment Penalty
- Overdue Payments: Approx. 14.6% – 20.0% APR applied to unpaid balances.
- Missed Minimum Payment: An additional penalty fee may be applied.
Card Issuance and Replacement Fees
- Physical Card Issuance: ¥500 – ¥1,000 (if applicable).
- Lost Card Replacement: Additional fees may apply depending on circumstances.
ATM Withdrawal Fees (For Cash Advances)
- Domestic ATMs: Approx. ¥110 – ¥220 per transaction.
- International ATMs: Higher fees may apply, including exchange rate adjustments.
These charges may vary depending on promotions, cardholder agreements, or financial regulations. Always check the latest fee schedule before applying.
Eligibility and Requirements
Applicants must meet certain conditions to obtain the card successfully.
- Minimum Age – Must be at least 18 years old for credit-linked applications.
- Required Documents – Valid passport, residence card, or driver’s license.
- Credit Check – This is not needed for prepaid cards but is necessary for credit applications.
- Availability for Non-Residents – Tourists can apply for the prepaid version.
- Proof of Address or Income – This may be needed for credit-based applications.
Step-by-Step Application Process
Applying is simple and can be done at BicCamera stores or online.
Applying at a BicCamera Store
- Visit a BicCamera branch – Choose a store offering applications.
- Request an application form – Fill out the necessary details at the counter.
- Submit identification – Provide a passport, residence card, or ID.
- Select a card type – Choose between prepaid or credit-linked.
- Receive your card – Issued immediately or after verification.
Online Application (If Available)
- Access the website – Visit BicCamera’s official site to complete the application form.
- Enter personal details – Fill in the required fields accurately.
- Upload documents – Submit copies of identification for verification.
- Wait for approval – Processing may take a few days for credit versions.
- Receive by mail or pick up – The card will be delivered or collected at the store.
How to Charge and Use the Card
Once issued, adding funds and using the card is straightforward.
- Charge the card – Load money at train stations, convenience stores, or ATMs.
- Use for transport – Works for train, subway, and bus fares.
- Pay at retail stores – Accepted at supermarkets, restaurants, and vending machines.
- Check balance – View via Suica kiosks, receipts, or mobile apps.
- Recharge methods – Use cash, credit card, or linked bank accounts.
Managing and Repaying Balances
Keeping track of payments prevents unexpected fees and service disruptions.
- Check balances – Monitor transactions through Suica kiosks or online banking.
- Pay credit balances – Settle dues via bank transfer, credit card, or direct debit.
- Set up auto payments – Automate payments to avoid late fees.
- Track spending – Use mobile apps to check recent transactions.
- Avoid late fees – Timely payments prevent penalty charges.
Tips for Maximizing Benefits
Smart usage ensures more significant savings and point accumulation.
- Shop at BicCamera – Earn maximum reward points for purchases.
- Use during promotions – Take advantage of seasonal bonus point events.
- Pair with Mobile Suica – Manage funds and transactions conveniently.
- Utilize rewards – Redeem points before expiration for discounted shopping.
- Combine with other offers – Stack with cashback deals or coupons for more savings.
Security and Card Protection
Protecting the card prevents fraud and unauthorized use.
- Report lost cards – Contact support to deactivate and replace the card.
- Enable security settings – Set up password protection on linked accounts.
- Monitor transactions – Regularly check for suspicious activity.
- Use Mobile Suica features – Lock or deactivate the card through the Suica app.
- Customer support – Contact help desks for emergency card issues.
Frequently Asked Questions (FAQs)
Below are common questions about its application, usage, limits, and additional features that have yet to be covered.
Can I link the BicCamera Suica Card to a mobile wallet?
- Yes, it can be linked to Mobile Suica for smartphone payments.
- Not all phone models support Suica NFC functionality.
What is the maximum balance I can load on the card?
- Suica Prepaid Limit: Up to ¥20,000.
- Credit-linked Transactions: Subject to individual credit limits.
Can I earn BicCamera points on non-BicCamera purchases?
- Points are earned only for eligible purchases at BicCamera and affiliated stores.
- Suica transactions do not accumulate reward points.
Can the card be used for online shopping?
- Prepaid Version: Suica balance cannot be used for online purchases.
- Credit-linked Version: This can be used for e-commerce transactions where credit cards are accepted.
Can I transfer my Suica balance to another card?
- There is no direct balance transfer between Suica cards.
- Refunds are possible but may require a handling fee.
Can I use the card at non-BicCamera retailers?
- Suica Function: Works at any Suica-compatible store, vending machines, and public transport.
- BicCamera Points: Only applicable at BicCamera, Kojima, and Sofmap stores.
Can I cancel the card anytime?
- Prepaid Version: Can be canceled in-store, and a refund is possible (handling fee applies).
- Credit-linked Version: This must be canceled through the issuer, and outstanding balances must be cleared first.
Contact Information
Contact the issuer below for inquiries about the BicCamera Suica Card, including applications, fees, and lost cards.
Customer Support
- Phone Number: +81-3-0000-0000 (Customer Service)
- Business Hours: 10:00 AM – 8:00 PM (JST)
Email Support
- General Inquiries: [email protected]
- Card Services: [email protected]
The Bottomline
The BicCamera Suica Card offers a convenient way to pay for transportation, shop at BicCamera, and earn rewards in one card.
With no annual fees (conditions apply) and easy application options, it is a practical choice for residents and visitors.
Apply today at a BicCamera store or online (if available) to enjoy seamless payments and exclusive benefits.
Disclaimer
The information about the BicCamera Suica Card is subject to change based on issuer policies, promotions, and financial regulations.
Please check the official BicCamera or JR East website for the latest terms, fees, and eligibility requirements.