If you are looking for a simple credit card that offers many benefits and perks, look no further than the Citi Rewards+ Credit Card. The Citi Rewards+ Credit Card is a good fit for low-spenders who want the best value out of their credit cards.
With offerings such as flexibility and simplicity, this Citibank credit card focuses on maximizing your rewards without having to work for them.
Those interested in learning more about the Citi Rewards+ Credit Card can check out the article below. You will also learn the requirements for applying for the card and how to apply for this amazing credit card.
Core Features and Benefits of the Citi Rewards+ Credit Card
Simple and easy to use, the Citi Rewards+ Credit Card is often touted as the best of Citibank’s credit card lineup.
The fact that you get to spend your credit and get more out of every transaction that you make is enough for you to check up on this amazing credit card.
Find out more about the Citi Rewards+ Credit Card and what features are waiting for you.
Earn Points for Every Purchase Made
The Citi Rewards+ Credit Card lets you earn 2 rewards points for every dollar you spend at supermarkets and gas stations.
If you’re always shopping for groceries or using your car multiple times a week, you might want to check this credit card out for its long-term value. You can get double the rewards points for the first $6,000 purchase every year.
Aside from that, you also get 1 reward point for every dollar you spend on purchases outside of the abovementioned categories. One fun fact about this card is that it immediately rounds up to the nearest 10 points on every purchase.
Sign Up Bonus
With the Citi Rewards+ Credit Card, you also get 20,000 bonus points after spending just $1,500 using the card within the first 3 months of opening your account.
This is one of the easiest features to unlock in a credit card especially if you are fond of grocery shopping every week.
You can also redeem the total bonus points you get from the signup bonus into a $200 gift card from thankyou.com.
Redeem and Get Even More Points
When you redeem your rewards points for more prizes and rewards, you can get 10% of the points you used to redeem back into your account.
This is up to a maximum of 100,000 points every year. It effectively increases the value of the points you have earned throughout your entire time using the card.
Every time you redeem your points, you get even more points for you to use on your next redemption which encourages you to use the card even more.
Redeem Points for Rewards
Speaking of redemption, you can then redeem your rewards points within the Citi ThankYou Rewards program. This program lets you redeem your points through various options, including travel gift cards and statement credits.
There are a lot more rewards being offered so you need to check the website for the updated information. Take note that the rewards can change at any minute so you should redeem your points carefully.
Access to Citi Entertainment
Citi Entertainment is one of the best features of the Citi Rewards+ Credit Card. You enjoy access to presale tickets and special offers for concerts and other entertainment experiences.
You will never have to wait in line for you to purchase your favorite artists’ next concert or wait for the tickets to go on sale. With this special privilege, you can enjoy your entertainment experience without any hassle.
Interest Rates and Other Charges
The zero annual fee makes the Citi Rewards+ Credit Card very appealing to many credit cardholders. This eliminates the ongoing cost associated with getting the card and enjoying its many rewards.
Regarding interest rates, the Citi Rewards+ Credit Card has an ongoing APR of 17.74% to 27.74% for purchases and balance transfers. You can use the 0% APR on purchases and balance transfers for 15 months.
How to Apply for the Citi Rewards+ Credit Card
Credit card applications might seem difficult if you don’t know what to prepare or how to do it.
Fortunately, Citibank has made it very easy even for new applicants to apply for the Citi Rewards+ Credit Card.
Check out the steps and what you need to prepare for the application below.
What to Prepare
If you’re interested in applying for the Citi Rewards+ Credit Card, you must first know if you’re qualified. You must have a good credit score and an income and be of legal age at the time of your application.
They will require you to submit proof of income, proof of residence, and many other documents. Be prepared to provide them with these documents if you want to apply immediately.
Applying Online
You can always apply for a credit card by visiting any nearby Citibank branch. If you plan on applying online, visit the official website and select Citi Rewards+ Credit Card out of all the credit card offerings found on the website.
Review the details including the terms and conditions of the card then click Apply to start the application. Fill out the application form, upload the documents, and double-check all information before you submit.
Wait for their reply for confirmation, and you should receive your new credit card by mail after a few days.
Contact Details
If you need assistance with your application or have inquiries, call their customer service department at 1-800-347-4934.
You can also visit their main office at 388 Greenwich Street New York, NY 10013.
Conclusion
The Citi Rewards+ Credit Card offers more value from the purchases and transactions that you make every day. It is the perfect credit card for those who purchase groceries or fuel from gas stations and do not want the complicated rewards redemption process.
Go ahead and check out the Citi Rewards+ Credit Card and apply for one today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.