AU PAY Prepaid Card: Online Application Demystified

The AU PAY Prepaid Card online application can seem complicated, but the process is straightforward when you know what to expect. This article breaks it down step by step, making it easy to apply. 

You’ll learn the requirements, fees, and how to get approved quickly. By the end, you’ll know to complete your application confidently.

ADVERTISEMENT

AU PAY Prepaid Card Overview

The AU PAY Prepaid Card is a rechargeable card that allows you to make purchases in Japan and abroad. It links to AU PAY, making managing your balance and transactions easy.

Card Features and Description

The card works like a debit card but requires preloading funds. You can use it to shop online and in physical stores that accept Mastercard. 

The balance is easily managed through the AU PAY app. Reloading funds is simple through bank transfers, AU PAY balance, or convenience stores. 

ADVERTISEMENT

You don’t need a bank account to apply, making it accessible. The card supports contactless payments for faster checkouts.

Benefits of Using the AU PAY Prepaid Card

This card provides several advantages for everyday use:

  • No annual fees, making it a cost-effective option.
  • Can be used in Japan and overseas where Mastercard is accepted.
  • Earn points on purchases, which can be redeemed later.
  • Easy to track spending through the AU PAY app.
  • Quick and convenient online and in-store payments.
  • No credit check required, making approval easier.

Who Can Apply for the AU PAY Prepaid Card?

Anyone in Japan can apply, including those without a bank account. You need to be at least 12 years old to apply. 

ADVERTISEMENT

Foreign residents can also apply, but they must have proper identification. There is no credit check, so it’s accessible to more people. 

The application is done online or at AU stores. A valid phone number and email are needed for registration.

Necessary Qualifications and Age Requirements

Before applying, ensure you meet these basic conditions:

  • Must be at least 12 years old to be eligible.
  • Need a valid Japanese address for registration.
  • A phone number and email are required to receive notifications.
  • No credit check is necessary, making it easy to qualify.
  • Foreign applicants must provide residence documentation.
  • Parents or guardians may be needed for minors under 18.

Documents Needed for Application

Applicants must prepare specific documents to complete the process. Submitting all necessary paperwork ensures a smooth and quick approval.

List of Required Documents

Prepare these documents before applying:

  • Valid identification like a passport, driver’s license, or residence card.
  • Proof of address, such as a utility bill or bank statement.
  • A valid phone number to receive verification codes.
  • Email address for account confirmation and notifications.
  • AU PAY account registration if not already signed up.
  • If under 18, parental consent may be required.

How to Prepare These Documents?

Make sure your ID is valid and not expired. Address proof should match the details provided in the application. 

Scan or take clear photos of your documents for online submission. Double-check your contact details for accuracy. 

If parental consent is needed, ensure all forms are signed in advance. Once all documents are ready, you can submit them online or at an AU store.

Easy Steps to Apply Online

Applying is simple and quick. Follow these steps to complete your application smoothly.

Step-By-Step Online Application Process

Here’s a breakdown of the process from start to submission. Follow each step carefully.

  • Step 1: Log in with your au ID on the official website.
  • Step 2: Provide your name and address accurately.
  • Step 3: Review all details, agree to the terms, and confirm your application.

Tips for Filling Out the Application Efficiently

Follow these tips to save time and avoid mistakes.

  • Check your credentials before logging in to prevent errors.
  • Use accurate personal details to avoid delays in approval.
  • Double-check your information before submission to prevent rework.
  • Keep your au ID and password safe in case you need to log in again.

What Happens After Submission?

Once your application is in, it goes through a verification process.

Verification and Approval Process

Your details will be checked for accuracy before approval. You may receive a request for additional verification if needed. 

Once verified, the approval process moves forward quickly. Keep an eye out for updates in your email.

Timeframe for Approval and What to Expect?

Approval times vary but are usually quick. You will receive a notification once your application is processed. 

If any issues arise, support may contact you for clarification. Be prepared to provide additional details if requested.

Activate and Start Using Your Card

After approval, activate your card to begin using it.

How to Activate the Card Once Received?

Follow these steps to activate your au PAY Prepaid Card.

  • Via App: Download the au PAY app from the App Store or Google Play.
  • Open the app and log in using your registered details.
  • Press “Get Started” and follow the activation steps.
  • Via Website: Follow the instructions and visit the au PAY website (Japanese only).

Guidelines on How to Use the Card Effectively

Make the most of your card by following these simple guidelines.

  • Use it for online and in-store purchases where prepaid cards are accepted.
  • Monitor your balance through the au PAY app to avoid declines.
  • Reload funds as needed using supported payment methods.
  • Keep your login details secure to prevent unauthorized access.

Interest Rate Insights

Applying for the au PAY Prepaid Card is simple, but knowing the fees and support is important. Here’s a quick look at costs and customer help.

Fees and Interest Rates

This card has no interest rates, but some fees apply. A 4% charge is added for overseas transactions.

Payments under ¥10 may not work, and Ponta points load only once per month. Some payments, like utilities and tolls, may not be accepted.

Comparison With Other Prepaid Cards

Compared to others, au PAY has stricter limits on small payments. It does not allow installments, only lump sums. 

Foreign currency use is restricted, which may be a drawback. Still, it’s widely accepted for daily spending.

Customer Support

Help is available via website and branches. Visit locations like au Style SAPPORO (Hokkaido, Sapporo) or call 0800-080-4790

Support covers account access, transactions, and activation. Check the website for updated contact details.

Disclaimer: This guide is for general reference only. Visit the official au PAY website for the latest details.

The Bottom Line on AU PAY Prepaid Card Application

The au PAY Prepaid Card is easy to apply for, but fees and limits matter. It’s great for local purchases, but it may be tricky for foreign use and small payments

Customer support is available, making issue resolution simple. Read all terms for a smooth experience.